Articles about business finance

Attain Loans

Equipment finance vs refinancing equipment you already own: what's the difference?

Oct 1, 2026

Equipment finance funds a new purchase. Equipment refinance releases cash from equipment you own. Compare chattel mortgage, hire purchase and finance lease.

Invoice finance: 5 types of businesses that commonly use it

Sep 25, 2026

How invoice finance works and why recruitment, transport, manufacturing, construction and professional services businesses use it to manage cash flow.

What is sale and leaseback, and when does it make sense for a business?

Aug 28, 2026

Sale and leaseback explained: how it works, which assets qualify, when it suits a business, and the costs, tax and lease terms to check before you go ahead.

What businesses with ATO debt should know about their options

Jun 16, 2026

Carrying ATO debt? Compare ATO payment plans with using a business loan to clear it, and why acting before a director penalty notice keeps more options open.

4 ways to strengthen your business cash flow before the new financial year

Jun 9, 2026

Improve cash flow before 30 June: chase overdue invoices, plan BAS, tax and Payday Super, time supplier payments and use invoice finance if clients pay slowly.

Cash flow mistakes growing businesses commonly make

Apr 20, 2026

Cash flow problems often hit growing businesses with strong sales. Six common cash flow mistakes, from late invoices to funding growth with cash, and the fixes.

How to choose the right business loan for growth

Sep 27, 2025

Compare types of business loans for growth, from term loans to lines of credit and equipment finance, and match the loan term and repayments to your cash flow.

Equipment finance cash flow planning mistakes cost Australian SMEs millions

Sep 7, 2025

Five equipment finance mistakes that hurt SME cash flow, from comparing rates without fees to choosing chattel mortgage vs hire purchase without advice.

5 tips for getting a business loan

Sep 4, 2025

How to get a business loan approved in Australia: 5 tips on business plans, cash flow, credit, documents and working with a broker to improve your chances.

Welcome to Attain Loans. I'm Chrystal, the founder, and I've dedicated my career to mortgages and loans. With over two decades of experience in finance, I've developed a passion for helping people secure their financial future. I established Attain to share my expertise and ensure you access the most competitive deals available. My goal is to make the often complex world of mortgages and loans both understandable and beneficial for you.

Chrystal Evans, founder of Attain Loans and Mortgages Altona

We're family

We are a small family owned, Altona based business that understands your needs at different stages of your life.

We listen

Identifying your goals and finding services and products that meet your needs is our number one job, and we love it!

22 years industry experience

We know the intricacies of the mortgage market and can tailor mortgage solutions for your individual needs.

We have access to the very best lenders

Over 70 of them, including the majors. We're accredited, which means we are fully trained and know all the best options available for you.

Ongoing support

Even when we've found you a great deal we undertake regular reviews to see if we can find you something even better.

We're awesome!

We have an honest, client focused business model and we aim to create long lasting relationships built on trust and respect.

Meet the Attain Loans team

Talk to us today. We're awesome!

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