Articles

Attain Loans

Equipment finance vs refinancing equipment you already own: what's the difference?

Oct 1, 2026

Equipment finance funds a new purchase. Equipment refinance releases cash from equipment you own. Compare chattel mortgage, hire purchase and finance lease.

What is a balloon payment on a car loan, and is it right for you?

Sep 29, 2026

A car loan balloon payment cuts your monthly repayments but adds interest and a lump sum at the end. How it works, who it suits, the risks and a worked example.

Invoice finance: 5 types of businesses that commonly use it

Sep 25, 2026

How invoice finance works and why recruitment, transport, manufacturing, construction and professional services businesses use it to manage cash flow.

National industrial vacancy falls to 4.8% as demand absorbs speculative stock

Sep 23, 2026

Australia's industrial vacancy rate fell to 4.8% in Q2 2026, per JLL. Figures for Sydney, Melbourne, Brisbane, Perth and Adelaide, and what buyers should know.

Regional commercial property hits $6.2 billion as investors look past the capitals

Sep 21, 2026

Regional commercial property deals hit $6.2b in 2025, the third-highest on record. Knight Frank data on Geelong, Gold Coast and Newcastle, and what to check.

Luxury hotel investment in Australia outpaces the broader market as demand surges

Sep 16, 2026

CBRE data shows luxury hotel demand, room rates and prices per key outpacing the wider hotel market in Australia and NZ. What it means for hotel investors.

5 things that can reduce your borrowing capacity that have nothing to do with your income

Sep 14, 2026

Credit card limits, BNPL, HECS-HELP debt, dependants and existing loans can all reduce your borrowing capacity. How lenders assess them and what you can change.

0% car finance deals: what to check before you sign

Sep 10, 2026

Is 0% car finance a good deal? Check the drive-away price, fees, comparison rate and conditions, and compare a dealer offer against an independent car loan.

Melbourne and Sydney property market: sellers withdraw stock as listings tighten

Sep 8, 2026

Sydney and Melbourne sellers are pulling listings rather than cutting prices while stock builds in Brisbane and Perth. What it means for buyers and sellers.

Interest-only home loans: 4 things to think about before you choose one

Sep 3, 2026

How interest-only home loans work, who they suit, what happens when the interest-only period ends and how lenders assess them. Compare before you choose.

Welcome to Attain Loans. I'm Chrystal, the founder, and I've dedicated my career to mortgages and loans. With over two decades of experience in finance, I've developed a passion for helping people secure their financial future. I established Attain to share my expertise and ensure you access the most competitive deals available. My goal is to make the often complex world of mortgages and loans both understandable and beneficial for you.

Chrystal Evans, founder of Attain Loans and Mortgages Altona

We're family

We are a small family owned, Altona based business that understands your needs at different stages of your life.

We listen

Identifying your goals and finding services and products that meet your needs is our number one job, and we love it!

22 years industry experience

We know the intricacies of the mortgage market and can tailor mortgage solutions for your individual needs.

We have access to the very best lenders

Over 70 of them, including the majors. We're accredited, which means we are fully trained and know all the best options available for you.

Ongoing support

Even when we've found you a great deal we undertake regular reviews to see if we can find you something even better.

We're awesome!

We have an honest, client focused business model and we aim to create long lasting relationships built on trust and respect.

Meet the Attain Loans team

Talk to us today. We're awesome!

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