Articles page 4

Attain Loans

What businesses with ATO debt should know about their options

Jun 16, 2026

Carrying ATO debt? Compare ATO payment plans with using a business loan to clear it, and why acting before a director penalty notice keeps more options open.

5 things first home buyers should do before the new financial year

Jun 11, 2026

First home buyer tips for EOFY: check the 5% deposit scheme and stamp duty concessions, put your tax refund to work, fix your credit file and get finance-ready.

4 ways to strengthen your business cash flow before the new financial year

Jun 9, 2026

Improve cash flow before 30 June: chase overdue invoices, plan BAS, tax and Payday Super, time supplier payments and use invoice finance if clients pay slowly.

Negative gearing changes 2026: what the Federal Budget means for property

Jun 3, 2026

Negative gearing limited to new builds, the 50% CGT discount replaced and the 5% deposit scheme kept. What the 2026 Budget changes mean for property buyers.

Fixed vs variable home loan: what to consider in 2026

Jun 1, 2026

Fixed or variable home loan? Compare rate certainty, offset accounts, extra repayments, break costs and split loans following the RBA's 2026 rate rise.

3 things to know about buy now, pay later vs a personal loan

May 15, 2026

Buy now, pay later vs a personal loan: how fees, repayment terms and credit file reporting compare, and which suits small purchases or larger expenses.

4 reasons your home loan application might be declined

May 1, 2026

Home loan declined? Four common reasons Australian lenders decline applications, from credit history to borrowing capacity, and what to do before you reapply.

Cash flow mistakes growing businesses commonly make

Apr 20, 2026

Cash flow problems often hit growing businesses with strong sales. Six common cash flow mistakes, from late invoices to funding growth with cash, and the fixes.

How to get mortgage ready and pre-approved in 2026

Jan 8, 2026

How to get pre-approved for a mortgage in 2026: what lenders assess, deposit options, a document checklist and the mistakes that can delay home loan approval.

Welcome to Attain Loans. I'm Chrystal, the founder, and I've dedicated my career to mortgages and loans. With over two decades of experience in finance, I've developed a passion for helping people secure their financial future. I established Attain to share my expertise and ensure you access the most competitive deals available. My goal is to make the often complex world of mortgages and loans both understandable and beneficial for you.

Chrystal Evans, founder of Attain Loans and Mortgages Altona

We're family

We are a small family owned, Altona based business that understands your needs at different stages of your life.

We listen

Identifying your goals and finding services and products that meet your needs is our number one job, and we love it!

22 years industry experience

We know the intricacies of the mortgage market and can tailor mortgage solutions for your individual needs.

We have access to the very best lenders

Over 70 of them, including the majors. We're accredited, which means we are fully trained and know all the best options available for you.

Ongoing support

Even when we've found you a great deal we undertake regular reviews to see if we can find you something even better.

We're awesome!

We have an honest, client focused business model and we aim to create long lasting relationships built on trust and respect.

Meet the Attain Loans team

Talk to us today. We're awesome!

Book a consultation