Articles about personal finance

Attain Loans

Articles about finance by Attain Loans Altona
3 things to know about buy now, pay later vs a personal loan

3 things to know about buy now, pay later vs a personal loan

BNPL and personal loans work very differently. Before you choose, here's what to understand about costs, credit file implications, and which option suits what.

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Does consolidating debt really save you money?

Does consolidating debt really save you money?

Learn when debt consolidation saves money, how to calculate potential savings, and what red flags to watch before consolidating multiple debts in Australia.

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Are debt consolidation loans worth it?

Are debt consolidation loans worth it?

Discover if debt consolidation loans are worth it for Australian borrowers. Expert analysis of pros, cons, and decision-making criteria.

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The hidden cost of education access in Australian property markets

The hidden cost of education access in Australian property markets

Discover the true cost of Australian school zone premiums. Expert analysis of property prices, capital growth, and financial planning for education access.

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HECS debt home loan changes September 2025 boost borrowing capacity

HECS debt home loan changes September 2025 boost borrowing capacity

APRA and ASIC update HECS debt treatment for mortgages from September 2025. Learn how the 12-month exception could increase your borrowing capacity by up to $105,000 total.

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Ten essential questions to ask before refinancing your home loan

Ten essential questions to ask before refinancing your home loan

Essential questions to ask your mortgage broker before refinancing. Learn about costs, rates, features and qualification requirements for successful home loan refinancing.

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How much deposit do you need for a car loan in Australia?

How much deposit do you need for a car loan in Australia?

Learn about car loan deposits in Australia. Discover how much deposit you need, benefits of putting money down, and no-deposit options for Victorian buyers.

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Should I use a personal loan for holidays and travel?

Should I use a personal loan for holidays and travel?

Discover how travel loans can fund your dream holiday without draining savings. Compare rates, lenders & options for 2025 travel financing in Australia.

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How to know if you can afford an investment property in Melbourne

How to know if you can afford an investment property in Melbourne

Discover how to assess your financial readiness for Melbourne investment property. We look at borrowing capacity, costs, yields and market strategies for 2025 investors.

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Why choose Attain Loans?

Welcome to Attain Loans. I'm Chrystal, the founder, and I've dedicated my career to mortgages and loans. With over two decades of experience in finance, I've developed a passion for helping people secure their financial future. I established Attain to share my expertise and ensure you access the most competitive deals available. My goal is to make the often complex world of mortgages and loans both understandable and beneficial for you.

Chrystal Evans, founder of Attain Loans and Mortgages Altona

We're family

We are a small family owned, Altona based business that understands your needs at different stages of your life.

We listen

Identifying your goals and finding services and products that meet your needs is our number one job, and we love it!

22 years industry experience

We know the intricacies of the mortgage market and can tailor mortgage solutions for your individual needs.

We have access to the very best lenders

Over 70 of them, including the majors. We're accredited, which means we are fully trained and know all the best options available for you.

Ongoing support

Even when we've found you a great deal we undertake regular reviews to see if we can find you something even better.

We're awesome!

We have an honest, client focused business model and we aim to create long lasting relationships built on trust and respect.

Meet the Attain Loans team

Talk to us today. We're awesome!