Articles about home loans

Attain Loans

Articles about finance by Attain Loans Altona
Most homeowners are confused by mortgage terms: LVR, offset, redraw and LMI explained

Most homeowners are confused by mortgage terms: LVR, offset, redraw and LMI explained

58% of homeowners don't fully understand key mortgage terms. LVR meaning, offset vs redraw, LMI, comparison rates and equity explained with worked examples.

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Fixed vs variable home loan: what to consider in 2026

Fixed vs variable home loan: what to consider in 2026

Fixed or variable home loan? Compare rate certainty, offset accounts, extra repayments, break costs and split loans following the RBA's 2026 rate rise.

Read more: Fixed vs variable home loan: what to consider in 2026
4 reasons your home loan application might be declined

4 reasons your home loan application might be declined

Home loan declined? Four common reasons Australian lenders decline applications, from credit history to borrowing capacity, and what to do before you reapply.

Read more: 4 reasons your home loan application might be declined

Why choose Attain Loans?

Welcome to Attain Loans. I'm Chrystal, the founder, and I've dedicated my career to mortgages and loans. With over two decades of experience in finance, I've developed a passion for helping people secure their financial future. I established Attain to share my expertise and ensure you access the most competitive deals available. My goal is to make the often complex world of mortgages and loans both understandable and beneficial for you.

Chrystal Evans, founder of Attain Loans and Mortgages Altona

We're family

We are a small family owned, Altona based business that understands your needs at different stages of your life.

We listen

Identifying your goals and finding services and products that meet your needs is our number one job, and we love it!

22 years industry experience

We know the intricacies of the mortgage market and can tailor mortgage solutions for your individual needs.

We have access to the very best lenders

Over 70 of them, including the majors. We're accredited, which means we are fully trained and know all the best options available for you.

Ongoing support

Even when we've found you a great deal we undertake regular reviews to see if we can find you something even better.

We're awesome!

We have an honest, client focused business model and we aim to create long lasting relationships built on trust and respect.

Meet the Attain Loans team

Talk to us today. We're awesome!