Articles about vehicle finance

Attain Loans

Articles about finance by Attain Loans Altona
What is a balloon payment on a car loan, and is it right for you?

What is a balloon payment on a car loan, and is it right for you?

A car loan balloon payment cuts your monthly repayments but adds interest and a lump sum at the end. How it works, who it suits, the risks and a worked example.

Read more: What is a balloon payment on a car loan, and is it right for you?
0% car finance deals: what to check before you sign

0% car finance deals: what to check before you sign

Is 0% car finance a good deal? Check the drive-away price, fees, comparison rate and conditions, and compare a dealer offer against an independent car loan.

Read more: 0% car finance deals: what to check before you sign
Why older cars are harder to finance, and how to do it right

Why older cars are harder to finance, and how to do it right

Financing an older or high-kilometre car? How end-of-term age limits, higher rates and lender policies work, plus your options if a secured car loan won't fit.

Read more: Why older cars are harder to finance, and how to do it right
Buying a used car on finance this EOFY: 5 things to know

Buying a used car on finance this EOFY: 5 things to know

Used car finance at EOFY: vehicle age and kilometre limits, dealer vs private sale, why rates are higher, PPSR checks and why pre-approval helps you negotiate.

Read more: Buying a used car on finance this EOFY: 5 things to know
Why financing a new motorbike might be smarter than you think

Why financing a new motorbike might be smarter than you think

How motorbike finance for a new bike compares with used bike loans: secured loan rates, no-deposit options, approval criteria and total ownership costs.

Read more: Why financing a new motorbike might be smarter than you think
How much deposit do you need for a car loan in Australia?

How much deposit do you need for a car loan in Australia?

How much deposit do you need for a car loan? Car loan deposits typically range from 10% to 20%, and many lenders offer no-deposit car loans. See the trade-offs.

Read more: How much deposit do you need for a car loan in Australia?
Why you should buy a car at the end of the financial year

Why you should buy a car at the end of the financial year

EOFY car deals explained: why dealers discount in June, the incentives and finance offers available, possible tax benefits for business buyers and timing tips.

Read more: Why you should buy a car at the end of the financial year
5 tips for maximising your car trade-in value

5 tips for maximising your car trade-in value

How to maximise your car trade-in value: check RedBook values, present your car well, compare dealers, negotiate the changeover price and pre-arrange finance.

Read more: 5 tips for maximising your car trade-in value
How to trade in your car and negotiate your trade-in value

How to trade in your car and negotiate your trade-in value

Learn how to trade in your car, from researching its value and preparing it to negotiating trade-in value and trading in a car that's still under finance.

Read more: How to trade in your car and negotiate your trade-in value

Why choose Attain Loans?

Welcome to Attain Loans. I'm Chrystal, the founder, and I've dedicated my career to mortgages and loans. With over two decades of experience in finance, I've developed a passion for helping people secure their financial future. I established Attain to share my expertise and ensure you access the most competitive deals available. My goal is to make the often complex world of mortgages and loans both understandable and beneficial for you.

Chrystal Evans, founder of Attain Loans and Mortgages Altona

We're family

We are a small family owned, Altona based business that understands your needs at different stages of your life.

We listen

Identifying your goals and finding services and products that meet your needs is our number one job, and we love it!

22 years industry experience

We know the intricacies of the mortgage market and can tailor mortgage solutions for your individual needs.

We have access to the very best lenders

Over 70 of them, including the majors. We're accredited, which means we are fully trained and know all the best options available for you.

Ongoing support

Even when we've found you a great deal we undertake regular reviews to see if we can find you something even better.

We're awesome!

We have an honest, client focused business model and we aim to create long lasting relationships built on trust and respect.

Meet the Attain Loans team

Talk to us today. We're awesome!