Attain Loans

Articles about property finance
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Articles about finance by Attain Loans Altona
HECS debt home loan changes September 2025 boost borrowing capacity

HECS debt home loan changes September 2025 boost borrowing capacity

APRA and ASIC update HECS debt treatment for mortgages from September 2025. Learn how the 12-month exception could increase your borrowing capacity by up to $105,000 total.

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Ten essential questions to ask before refinancing your home loan

Ten essential questions to ask before refinancing your home loan

Essential questions to ask your mortgage broker before refinancing. Learn about costs, rates, features and qualification requirements for successful home loan refinancing.

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Pros and cons of a bridging loan

Pros and cons of a bridging loan

Bridging loans for Australian property buyers. Learn pros, cons, rates, and strategies for buying before selling in 2025's competitive market.

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Housing market momentum builds as interest rates fall

Housing market momentum builds as interest rates fall

Housing values rise 0.6% in June as RBA rate cuts drive five consecutive months of growth. Expert analysis reveals regional winners, rental trends, and market outlook for 2025

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What 8 out of 10 borrowers know about mortgage brokers that you might not

What 8 out of 10 borrowers know about mortgage brokers that you might not

Why 82% of borrowers trust mortgage brokers over banks, the fixed-rate rollover affecting 60% of mortgage holders, and your refinancing options in 2025

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How to know if you can afford an investment property in Melbourne

How to know if you can afford an investment property in Melbourne

Discover how to assess your financial readiness for Melbourne investment property. We look at borrowing capacity, costs, yields and market strategies for 2025 investors.

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How first home buyers can buy at auction

How first home buyers can buy at auction

Learn how first home buyers can successfully buy at auction in Australia. Expert tips on preparation, bidding strategies, and avoiding common mistakes that lead to regret.

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Inner Melbourne's property market resurgence

Inner Melbourne's property market resurgence

Discover why Melbourne property prices are leading Australia's growth in 2025. Expert analysis on rate cuts, affordability, and opportunities for first-home buyers

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7 tax strategies for property investors ahead of the EOFY

7 tax strategies for property investors ahead of the EOFY

Discover smart tax strategies for Australian property investors before EOFY 2025. Maximise deductions, navigate ATO changes, and optimise your investment returns.

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Why choose Attain Loans?

Welcome to Attain Loans. I'm Chrystal, the founder, and I've dedicated my career to mortgages and loans. With over two decades of experience in finance, I've developed a passion for helping people secure their financial future. I established Attain to share my expertise and ensure you access the most competitive deals available. My goal is to make the often complex world of mortgages and loans both understandable and beneficial for you.

Chrystal Evans, founder of Attain Loans and Mortgages Altona

We're family

We are a small family owned, Altona based business that understands your needs at different stages of your life.

We listen

Identifying your goals and finding services and products that meet your needs is our number one job, and we love it!

22 years industry experience

We know the intricacies of the mortgage market and can tailor mortgage solutions for your individual needs.

We have access to the very best lenders

Over 70 of them, including the majors. We're accredited, which means we are fully trained and know all the best options available for you.

Ongoing support

Even when we've found you a great deal we undertake regular reviews to see if we can find you something even better.

We're awesome!

We have an honest, client focused business model and we aim to create long lasting relationships built on trust and respect.

Meet the Attain Loans team

Talk to us today. We're awesome!