Attain Mortgages and loans
Queensland loan and mortgage services
Home loans and financial services throughout Queensland
Getting a home loan in Queensland shouldn't be difficult. Whether you're dreaming about your first place in Brisbane, thinking about an investment property on the Gold Coast, or ready to refinance that mortgage in Townsville, you need someone who actually gets how Queensland's property market works. That's where we come in. Our Queensland mortgage broker Coran Mulcahy knows this state inside and out.
The Queensland property market
It's not like anywhere else in Australia. Yes, the banks will tell you a loan's a loan, but anyone who's actually worked in this space knows better. Take Brisbane's inner city market versus somewhere like Cairns or Townsville. Different lenders, different lending criteria. Then you've got places like Toowoomba or Rockhampton where the economic drivers are completely different again.
We know Queensland
We get all of this because we live and breathe Queensland lending. Our local broker has built relationships with lenders who actually understand what makes Queensland properties tick. More importantly, we've helped hundreds of people work through everything from first home buyer grants to pretty complex investment scenarios. When you understand that Brisbane's growth is being driven by infrastructure spending and interstate migration, that changes how you position a loan application. When you know that Townsville's employment base is different from the Gold Coast's tourism economy, that matters for serviceability assessments. Our Queensland broker gets these nuances. That's not just marketing speak - it actually translates into better loan outcomes for our clients.
Complete home loan solutions across Queensland
First home buyer help that actually works
Getting into the Queensland property market as a first home buyer is exciting, but let's be honest - it can also feel pretty overwhelming. The good news is Queensland offers some genuine advantages if you know how to work with them.
The Queensland First Home Owner Grant gives you $15,000 for eligible new home purchases. The eligibility criteria are specific, the timing matters, and how you structure your loan application can make or break your grant eligibility.
We walk first home buyers through the whole process. Not just the grant application - everything from working out what you can actually borrow through to making sure your application puts your best foot forward with lenders.
Thing is, many first home buyers in Queensland qualify for additional concessions they don't even know about. Our job is making sure you don't miss anything you're entitled to.
The other reality about being a first home buyer in Queensland is that every suburb's different. What works for someone buying in New Farm isn't necessarily going to work for someone looking at Redcliffe or Logan. Local knowledge matters here.
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Investment property loans that make sense
We work with lenders who understand Queensland
Queensland's been a standout for property investors lately, and for good reason. The rental markets are strong, especially in areas with tourism exposure or university populations. But here's what a lot of people don't realise - not all lenders view Queensland investment properties the same way. Some major banks are actually pretty cautious about certain regional areas, while others are actively chasing Queensland business.
Investment loan approval comes down to two main things - proving the property's going to generate rental income and showing you can service the loan even if it's empty for a while. In Queensland, that second part gets interesting because our tourism markets like the Gold Coast and Cairns have different vacancy patterns compared to somewhere like Brisbane's rental market.
Whether you're looking at a unit near Griffith University or a house in one of Townsville's growth corridors, we know which lenders appreciate these local factors. Investment property lending also involves some tax considerations that can significantly impact your overall position. Getting the loan structure right from the start saves headaches later.
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The Queensland broker advantage
Making the application process straightforward
Every Queensland borrower's situation is different. Your job, where you're buying, what you're trying to achieve - it all influences which loan products and lenders are going to work best.
We take time to understand your complete picture. Not just because it makes our job easier, but because cookie-cutter solutions usually don't work out well for anyone. The relationship doesn't end at settlement either. Markets change, personal circumstances evolve, new opportunities come up. We stay in touch with Queensland clients for exactly these reasons.
Home loan applications can feel pretty daunting, especially if you haven't done it before or if your situation's a bit complex. Our job is handling the parts that don't need your direct involvement so you can focus on finding the right property.
We do comprehensive pre-approval assessments before you start looking. Gives you confidence in your budget and strengthens your position in competitive Queensland markets like Brisbane's inner suburbs or popular Gold Coast areas.
Your broker relationship shouldn't disappear once the loan settles. Markets shift, circumstances change, better deals become available.
Our Queensland clients get regular loan reviews, updates on refinancing opportunities, and advice when they're considering additional property purchases.
If something goes wrong during your loan term, we're there to work directly with your lender to find solutions that protect your interests.
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Ready to sort out your Queensland home loan?
Getting the right home loan in Queensland takes local expertise, solid lender relationships, and genuine commitment to getting you the best possible outcome.
Whether you're starting your first home journey in Brisbane, building an investment portfolio across Queensland, or looking to optimise your current home loan situation, we're here to make it happen.
The Queensland property market offers genuine opportunities for people who approach it the right way. Our job is making sure you're positioned to take advantage of them.
Ready to have a chat about your Queensland home loan needs? Get in touch with our Queensland mortgage broker Coran Mulcahy for a confidential discussion about your property goals. We're committed to finding you the best possible outcome.
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Why choose Attain Loans?
Welcome to Attain Loans. I'm Chrystal, the founder, and I've dedicated my career to mortgages and loans. With over two decades of experience in finance, I've developed a passion for helping people secure their financial future. I established Attain to share my expertise and ensure you access the most competitive deals available. My goal is to make the often complex world of mortgages and loans both understandable and beneficial for you.
We're family
We are a small family owned, Altona based business that understands your needs at different stages of your life.
We listen
Identifying your goals and finding services and products that meet your needs is our number one job, and we love it!
22 years industry experience
We know the intricacies of the mortgage market and can tailor mortgage solutions for your individual needs.
We have access to the very best lenders
Over 70 of them, including the majors. We're accredited, which means we are fully trained and know all the best options available for you.
Ongoing support
Even when we've found you a great deal we undertake regular reviews to see if we can find you something even better.
We're awesome!
We have an honest, client focused business model and we aim to create long lasting relationships built on trust and respect.
Our happy customers
Financial security gives you choices. It lets you move home, learn new things, travel, or start and grow a business. When you're financially secure, you can focus on what's important. Your family, health, and personal growth.
Ian Martin
We were introduced to Chrystal and Attain Loans by a mutual colleague and we are very pleased that we were. Chrystal is an absolute finance whizz and a diamond of a lady. She is thorough, professional, patient, 'on your side', and will work her hardest to get the job done for you.We are pleased to have met Chrystal and have her setup our home loan and finances for us, and we will continue to work with Chrystal for any of our finance needs in the future.
Nichie S
Chrystal Evans, Director & Mortgage Broker at Attain was truly a lifesaver. In a stressful time where I needed assistance and some advice, Chrystal was this and more for me. Her knowledge of the banks, packages, fees etc. and advice was excellent, giving me confidence while also making everything really easy. Lastly her follow-up and communications were solid, I would highly recommend Chrystal. Also, after trying to negotiate an interest rate after coming off a fixed rate with my bank, where I was told they couldn't help me and spoke with 3 different people with wait times on the phone, I will not deal with a big bank again and only with Chrystal/Attain.
Cindy Kelly
Chrystal and Attain Loans were instrumental in assisting us to secure our dream home. Chrystal’s professionalism, knowledge and high level skills secured us the best loan for our needs. Chrystal is very thorough and assisted us through the whole process, from finding the best loan to ensuring everything was in line and ready for settlement day. We will definitely utilise Chrystal’s expertise for our next property purchase and highly recommend Chrystal and Attain Loans.
Nikola M.
Chrystal is by far the best broker I’ve met. Not only she found a great rate and conditions, she advised me on how to restructure the loans to get a better return down the road.Definitely recommend her, won’t even think of going elsewhere.
Callan Applebee
The best! Highly recommend for those lookong for people that care and honesty in financial requests for mortgae and loan services.From someone who has just begun owning land and building a home, all I can say is that Chrystal and her amazing team have held customers like myself and my wife at the forefront. We are still in the process and this company and its ideals and staff are and continue to be amazing. The trust, confidence and support model they uphold is something that all other institutions should refer to. Thank you Chrystal and your team members for everything thus far. I look forward to our continued relationship and your growth. Thank you.
will miller
Chrystal and her team are amazing to deal with extremely helpful and couldn't ask for better service. Chrystal and her team have helped us secure our first home and we have now settled. Chrystal is still working with us through every stage of the project. It's great to know that I had Chrystal on hand anytime I needed direction and advice. Thanks heaps guys from will and Zoe miller
Renee Blake
Chrystal and her team @ Attain Loans are amazing.Chrystal makes the whole process so easy and understandable.She always has her clients needs at the forefront of her mind and does everything possible to help.Not only is she an AMAZING broker with integrity, she is reliable with a client first focus.If I could score her 100 I would. The only broker for me.
Suzanne McHugh
Chrystal was fantastic, she took the time to help us urgently obtain finance after not getting any help directly from the banks. She was very informative, was able to explain all the details. We would not have been able to have a successful bid without her help.
Luke Applebee
Thanks to the incredibly hard-working team at Attain (Chrystal and Pam) we were able to settle literally days before Christmas last year in our first home.At every step of the home buying journey we were well informed and felt like our interests were always the top priority. It was a stressful time for us to keep up with the paperwork and everything however Attain did a superb job at keeping us on track (and sane). If you have no idea where to begin if you're looking at purchasing a home, I highly recommend giving Attain a call.Excellent customer service and ongoing support. We have recommended Attain to family and friends, too. Absolutely impressive team. Can't thank them enough.
Jessica Winter
Chrystal, Pam and the team at Attain loan & morgage services are the best brokers in business. They literally held our hands throughout the whole process of our home loan. And we were not easy customers! They went above and beyond to help us get the best outcome in the process of attaining our first family home. Their attitude, customer service and professionalism was second to none. Couldn't recommend this company more!They literally did all the HARD work for us and made the process stress free :) Thanks Team!!Jessica Winter
Vanessa Terekia
I have had the pleasure of working with Chrystal who helped to get my home loan approval. This women went out of her way to help me above and beyond my expectations, I was so ready to give up on a few occasions but she wasn't going to let me and I could not thank her enough for all of her efforts. I am now in my own home thanks to Chrystal and her team, I would always recommend her service, its like no other :).
Americar Auto
I've been using Attain Loans for years. Each time Chrystal has helped us get the loan through, being a small business can be tricky sometimes but Chrystal never gives up and always gets a result. I would give her a higher score if I could :)
Rebecca Smith
Excellent communication throughout entire process. Second time we have obtained finance through Chrystal and would use her again.
Jessica Joy
I cannot recommend Attain Loan & Mortgage Services enough. As a first home buyer I was nervous with very limited knowledge of how the entire loan process worked. Chrystal made it absolutely seamless and took all of the stress out for me.12 months on, they assisted me with my first re-finance and again were there for me every step of the way.I couldn't be happier and wouldn't trust anyone else!Thankyou so much!
Gary Capeling
My wife and I were in a vendor finance agreement and due to some financial hardship issues brought about by the Covid pandemic not looking like we would ever be able to get ahead. The team at Attain Loans helped steer us in the right direction to be able to finally have a mortgage of our own and also clear up our debts and hopefully repair our credit issues. I would definitely recommend them to anyone looking to just refinance or that is in a similar boat to us!10 out of 10 for these guys!
Lisa L
I recently bought a new house and usually the process can be quite stressful. Luke made everything run smooth from start to finish and got me a good rate! Highly recommend
Peter Sz
Chrystal and the team from Attain Loan & Mortgage Services, 14 Harrington Square, Altona, VIC, 3018, Were a pleasure to deal with, they provided us with great service and prompt settlement, our circumstances were delicate and they worked though the steps to help us achieve the results desired, We would highly recommend Attain Loan & Mortgage Services for all your home loan needs, Thanks for all your help Peter
Skruffy Inc
If it's a no fuss, simple process you're after - then Chrystal is your go to! As a first home buyer I was totally out of my league, everything was foreign. Chrystal quickly established a rapport and from the beginning I felt secure in her expertise and genuine interest to help me realise my goals. Whenever there were things that I wasn't quite sure about, Chrystal jumped in and took the reins without hesitation. When investing in one of the biggest purchases in your lifetime, having someone you trust at the helm is everything! Chrystal is that someone. Her easy going nature coupled with the depth of knowledge, experience and professionalism is second to none! I can't recommend her highly enough. Appreciate your support solution oriented outlook Chrystal. Thank you so much!Whakamānawatia koe, ka tika!Nāku noaTrishBrisbane, QLD
Ray Jensen
Got the job done that no one else could!!!!! Very happy customer, thanks for all your all help……